When you’re running a small contracting business, you’re not just building projects — you’re building your reputation, your livelihood, and your future. Every job matters. But with so many moving parts, one detail that often gets overlooked is also one…
Renting comes with freedom. You’re not footing the bill for roof repairs, property taxes, or surprise maintenance. But freedom shouldn’t lead to a false sense of security. Many renters assume they’re covered by their landlord’s insurance—or skip coverage altogether to…
Are You Leaving Your Business Vulnerable? You’ve spent years mastering tile and stone installation, building a name for quality and reliability. Then one day, a client trips over your materials and sues you. Or a cracked tile leads to a…
The Roadblock Every Drywall Contractor Encounters Imagine this: You’ve built a strong reputation as a drywall contractor. Clients trust your work, your projects showcase top-notch craftsmanship, and you’re ready to expand. But then, just as you’re gaining momentum, you hit…
Imagine this. You’ve spent years—maybe decades—building your business from the ground up. Late nights, endless sacrifices, every ounce of energy poured into making it work. And then, disaster strikes. A fire. A flood. A cyberattack that cripples your operations overnight.…
Inadequate patient assessments can result in improper treatments and worsened conditions. This post explores a case where a lack of thorough assessment led to a malpractice claim. The Incident: A patient’s condition worsened due to an inadequate assessment by the…
In the aftermath of the significant wind and hailstorms of 2023, the landscape of roof insurance policies is evolving. At Hamsher Insurance, we understand how these changes can impact homeowners. Insurance carriers are now implementing stricter guidelines concerning the age,…
