What's at stake?

Your gear isn’t cheap. Your work’s risky.

And one missed coverage detail can cost you your whole crew’s next job.

• You work with your hands. You run a crew. You’ve got jobs to finish and tools to protect.

  But most contractors don’t know their current policy has gaps like:

  •  Tools not covered off-site

  •  Subcontractors not listed

  •  Commercial auto limited to one vehicle

  •  Cyber coverage missing entirely

  The worst time to find out you’re underinsured is after the claim.

Why Choose Hamsher Insurance

We specialize in blue-collar business protection — not cookie-cutter policies.

• Local Ohio agency (based in Sugarcreek)

• Hundreds of contractor clients across NE & Central Ohio

• Straight-talk service, no call centers, no runaround

“We’ll tell you what you need, what you don’t, and how to fix it — fast.”

Just fast, local answers and real protection — built for your kind of work.

Our 3-Step Process

1. Quick Call or Online Request
Tell us a bit about your work, vehicles, and team.

2. Free Gap Checkup
We review your current policy or give you a fast-fit quote.

3. Get Covered Right
Protect your business, your tools, and your team — the smart way.

What’s Covered?

Here’s what we help contractors get right — without overpaying:

• General Liability (Injury, Property Damage)

• Tools & Equipment (Inland Marine)

• Commercial Auto / Hired & Non-Owned

• Cyber Protection (e.g., fake PDF invoice scams)

• Workers Comp (State-specific)

• BOP Bundles (for property + income coverage, if elligible)

• E&O (if you offer design or consulting advice)

Real Contractor, Real Results

“We thought we were covered — until our tools were stolen from a jobsite.
Hamsher fixed our policy fast. We’re better protected now, and not paying more.”
— Chris R., Electrician | Massillon, OH

Don’t Wait for a Claim to Find Out You're Exposed

Let’s review your coverage before it costs you thousands.

• Tools

• Crew

• Property

• Reputation

We’ll help you protect it all.